Ghana, generally this target group is defined as Micro enterprises: those employing up to 5 persons with fixed
assets not exceeding the value of $10,000; Small enterprises: those employing between 6 and 29 persons with
fixed assets of $100,000 and Medium enterprises: those employing between 30 and 99 persons with fixed assets
of up $1 million. For the purpose of this research, the researcher used the number of employees of the
enterprises as the criteria for the hotel. Hence, a Small and Medium Sizes hotel as used in this research means
those hotels that employ between 6 to 99 persons.