1.1) Shares: All members are required to pay monthly shares at rates agreed upon by both the members and their cooperatives. The shares may be deducted directly from monthly salaries. Dividends can be paid to members at specified rates without tax deductions. When resigning form a cooperative, the member can withdraw his/her shares.
1.2) Deposits: Both current and fixed deposits are generally offered to cooperative members. The deposit Interest rate may be equal to, or higher than commercial bank rates depending on the financial status of each cooperative.