Credit Pending is the amount of a deposit which has not been made immediately available. Credit Pending items are not included in your Available Balance. They are shown in the Description column along with an estimated date when the funds may be made available if a Deposit Hold is not placed.
Deposit Holds are delays to the availability of deposited checks. If you receive one, you will receive a notice with the reason and the new date the funds will be available. The date on the Hold notice will replace the Credit Pending date for that portion of the deposit. Please refer to Bank of America’s Hold Policy for more details.
A Hold is shown as a separate transaction on your Account Details page.