The structure of payment and ownership ( stock agreements, consulting fees, and so on) should be described clearly in this section. In summary, the discussion should be sufficient so that investors can understand each of the following critical factors that have been presented: ( 1) organizational structure, ( 2) management team and critical personnel, ( 3) experience and technical capabilities of the personnel, ( 4) ownership structure and compensation agreements, and ( 5) board of directors and outside consultants and advisors.