Upon the occurrence of any loss or damage to the vehicle designated in an owner’s certificate, the
insured shall, if the loss or damage is insured against under section 38:
deliver to the insurer within ninety days of the loss or damage a statutory declaration stating
so far as the insured knows or believes, the place, time, cause and amount of the loss or damage,
the interest of the insured and all others therein, the encumbrances thereon, all other insurance
whether valid or invalid covering the vehicle, and that the loss or damage did not occur through
any wilful act or neglect, procurement, means or connivance of the insured.