Nowadays, the money is very important. Money can buy everything, but who can't buy life. There are lot alternatives to spending ways. It is true that credit cards, as a new method of payment, have become socially acceptable to the masses. Some may argue that credit cards will ruin an individual’s life by offering a way of ease of access to money. However, a great number of people still prefer to use cash. In my opinion, the use of credit cards to spend better than to use cash because of three benefits: convenience, increase total consumption benefits and safe. The first benefit of using credit card is that