as sea levels rise, extreme weather events increase and resources diminish, businesses will begin to feel the financial strain. According to the Australian Productivity Commission, over the past six years, Australian Government funding for disaster recovery was around $6.7 billion and this figure does not include expenditure by local and state government or households and businesses. For example, just adding insurance losses and Queensland Government recovery expenditure for Cyclone Yasi and the 2010-11 Queensland floods increases the total to in excess of $10 billion