• You have enjoyed your friendship with Sammy and his family, but you think that if you push him hard enough, he will pay the £4,500.
• You are currently unemployed, and your financial future is beginning to look bad. You are the only person who knows exactly how bleak the future looks; even your own family does not know.
• You have been offered the option to purchase the exclusive rights to market in the UK a revolutionary new anti-fouling process for boats. The process has been marketed in Australia for the past year and you have certified accounts that prove that it has been an outstanding financial success. You estimate that, once launched, sales of the process will generate profits of £3,000 per month. The cost of the deal is £4,000. The option to purchase the rights ends in two weeks time.