Management
Table 1, column 5 exhibits average IETTL of major
commercial banks in Nepal for the period 2005 to 2010.
The average IETTL of PSB (16.95%) was found lower
than that of JVB (28.72%) and DPB (47.83%) because
management of the public sector banks was the least
efficient among the sampled commercial banks.
However, the joint venture and domestic private sector
banks were managed the quality of loans and ensured
profit.
ADBL (5.31%) management was the least efficient
among the sampled public sector banks, whereas EBL
(7.39%) management was the most efficient among the
joint venture banks, and NCCBL (6.51%) was the efficient
among the private sector banks