THE DEALER/SUPPLIER AS AGENT OF THE
CREDITOR—A SUMMARY
We have seen that the dealer or supplier is often regarded as the agent of the
creditor under the CCA 1974; for example, the garage supplying a vehicle to a
debtor is usually the agent of the finance company which lets the debtor have the
car on hire purchase terms.
To summarise, he or she is agent in the following circumstances:
• to receive notice of cancellation;
• to receive the goods;
• to receive notice of withdrawal of offers;
• to receive notice of the rescission of the contract;
• to receive notice of termination.
Also, by virtue of s 56(2) of the CCA 1974, the dealer is to be treated as the agent of
the creditor in antecedent negotiations.