The results of the regression analysis show that without microcredit, the output per a farmer was 10 bags (as the constant is 9.923). The analysis shows further that for every GH₵1.00, a maize farmer increases output by 0.04 bags. This implies that for every GH₵2.50, a maize farmer increases his output by 1 bag of maize. By implication, a farmer has the chance of increasing output by 100 bags if he accesses a credit facility worth GH₵100.00 (US$32.95) within the expected time. This shows the enormous differences in production levels of the treatment group and the control group after the microfinance intervention. Farmers attributed the use of traditional or rudimentary methods (basically involving the use of hoe, cutlass and family labour) to low income levels and the lack of access to credit which invariably impedes on production, lower income levels and perpetually trap them in a cycle of limited production with its concomitant effects of vulnerability and poverty. This study therefore produced results similar to the analysis of (Simtowe et al, 2006), who found that credit constraints are widely responsible for the low adoption of hybrid maize due to its requirements for costly inputs among other factors.