2. Conceptual Framework and Research Methodology Base on the various concepts and previous studies, the following conceptual framework showing the relationship between independent variables and dependent variable was created. Sixteen research hypotheses were developed to investigate the relationship among the variables included in the conceptual framework.These hypotheses test if there is a significant relationship between the capital adequacy ratio, assets quality ratio, management ratio, earning ratio and liquidity ratio with bank performance.This study will be significant to many parties such as investors, management and regulators of banks and depositors.