As the adjuster will evaluate any submitted claim on a 0–1 evaluation scale, the mean of his decision will always be 0.5. Thus, the
RRG would anticipate that on average the payout of the insurance
will be 0.5 of the submitted claims. In fact, this statistical contention is supported with the fact that over the data set of 10,193
projects, on average the ratio between the settled claimed
amounts and the original claimed amounts was 0.543.