19. The word “incentive” (line 1) means _______
a. power b. strength
c. motivation d. willingness
20. The phrase “around the corner” (line 4) as used in this passage means_______
a. nearby b. at a distance
c. coming soon d. not long lasting
21. According to the passage, in order to save money effectively, one should_______
a. give up all expenses b. cut the family budget
c. have a definite objective d. change one’s lifestyle
22. The writer compares the intention to save money with ______
a. a school reunion b. buying and antique
c. short-term planning d. losing weight
23. The advantage of having a definite time limit is that you _______
a. have more willpower to achieve your goal b. can give up after a certain time has passed
c. will get what you want more easily d. do not have to give up your intention