The types of risks to which a business is subjected will vary considerably by
company, since risk is based on such factors as geography, industry, product type,
employee relations, and so forth. Thus, the risk mix is unique to every business. For
example, a mining company is subject to the risk of a local shutdown by people who
object to local pollution issues, while a business in the apparel industry may face a
customer revolt over the working conditions of employees at its foreign clothing
factories.