2.2) Ordinary loans: The cooperative can provide an ordinary loan, again, depending on its financial status. This can be between 4 to 15 times, of member monthly incomes or within the range of 40,000 to 300,000 baht with one other member acting as guarantor. Normal repayment in this regard ranges from 24 to 72 installments. The maximum amounts allowed for emergency and ordinary loans are based on members' incomes.