The major source of funding MSEs was indicated as members’ contributions.
However, this source had led to high default rate that had resulted in stalled MSEs.
Fund raising was one of the minor sources of funds. However, the researcher feels that
this could be one of the major sources of funds for the groups if the MSEs were
organized and pursued economically viable MSEs. This is because Kenyans have a
long tradition of helping each other through fund raising activities.