Credit card use was reported by 230 respondents (83.9%); 38 (13.9%) did
not use credit cards. Bank cards were the most commonly used credit card
(n = 215; 79.4%); 52 (19.4%) used gasoline credit cards and 15 (5.6%)
reported using travel and entertainment cards. The mean number of credit
cards was 3.48. Over half of the respondents (55.2%) were installment
credit card users; 30.8% were convenience users.