Our factor analysis involved a three step process. First, an exploratory
factor analysis was performed to identify the strength of factor loadings
and the potential cross-loading of individual questions onmultiple
constructs (see panel A of Table 4). The factor loadings for each construct
exceeded 0.50 for all items except one performance expectancy
response and one social influence response.10 The four factors explained
themajority of the variation in responses. Second, a confirmatory factor
analysis was performed to validate construct development with the
underlying theoretical expectations (see panel B of Table 4). The chi