I have requested Credit Compliance to flag to us early on names that they think may need clarifications. This will give us an opportunity to look at the accounts and work together to clarify ahead of time. As such, please carefully review and provide a short 1-2 bullet explanation as appropriate. Hopefully, most can be explained. For those accounts that are indeed problematic, please propose mitigation and extract learning on how to prevent similar issues happening to this or other accounts krub.