The material used to make the particles defines the Coercivity (see below) of the stripe. Standard low coercivity stripes use iron oxide as the material to make the particles, high coercivity stripes are made from other materials like barium ferrite. These materials are mixed with a resin to form a uniform slurry which is then coated onto a substrate. In the case of a credit card or similar application the slurry is usually coated onto a wide plastic sheet and dried. The coating is very thin and the plastic allows the coating to be handled. It is then sliced into stripe widths and applied to the card during the card manufacturing process. The methods of application include lamination (where the stripe and backing is laminated into the card), hot-stamp (where a heated die is used to transfer the oxide stripe from the backing onto the card after the card is cut to size), and cold-peel (where the oxide stripe is peeled from the backing, and then laminated into the card). Each of the methods have their own advantages and are largely irrelevant to the user of the card.