Step 2: List Your Monthly Fixed Expenses
Fixed expenses are those that you pay each and every month. It could be a fixed debt payment, such as a student loan or a car, or a monthly bill, such as electricity or gas. Make sure to include your cable bill, phone bill, car insurance, health insurance, rent or mortgage, credit card payments, and more.
Read more: How to Create a Budget With Your Spouse | Investopedia http://www.investopedia.com/articles/personal-finance/120315/how-create-budget-your-spouse.asp#ixzz3w3RpLjJm
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