The first proposal provides that the merchant’s online purchase system automatically generates a dispute resolution clause, to the effect that any dispute will be settled under the Rules, and more particularly under which Track of the Rules. If a purchaser is a consumer and provides a billing and/or shipping address from an Annex jurisdiction, the system generates a dispute resolution clause mandating Track II of the Rules. For all other purchasers, the system generates a dispute resolution clause mandating Track I of the Rules.