1. Very broad means covers over 70% of the farmers’ financial needs.
2. Broad means covers between 50 to 70% of the farmers’ financial needs.
3. Narrow means covers less that 50% of the farmers’ financial needs.
Crop production: crop production refers to growing of crops either for sale or domestic consumptions. It
is a qualitative variable regrouped as high, moderate and low.
1. High means growing crops on over 10 acreage of farmland.
2. Moderate means growing crops on 5 to 10 acreage of farmland.
3. Low means growing crops on less than 5 acreage of farmland.
The primary data obtained from the respondents was analysed using descriptive and exploratory data
analysis techniques. The first research objective, which is, impact determination was analysed using the chi- square test of independence at 5% alpha level, while the second research objective, which is, determination of the magnitude of the impact was analysed using the Ordinary Least Square (OLS) regression model. Eviews5 was used for all the statistical analysis.