What can be seen is the decrease of the total indebtedness
of natural persons per quarters of year 2010, which can
mean that they regularly returning undertaken
obligations, but also an indication of the reduced bank
lending. Also, debt of natural persons for refinancing
obligations to other banks recorded a growth in
comparison to the previous quarter (114,19 %) which can
mean that citizens further borrowing in order to repay
previously conducted commitments.