So how are companies actually leveraging ESG to drive hard business results? One example is near and dear to our hearts. In 2012, State Street migrated 54 applications to the cloud environment, and we retired another 85. We virtualized our operating system environments, and we completed numerous automation projects. Now these initiatives create a more mobile workplace, and they reduce our real estate footprint, and they yield savings of 23 million dollars in operating costs annually, and avoid the emissions of a 100,000 metric tons of carbon. That's the equivalent of taking 21,000 cars off the road. So awesome, right?