Pearson correlation coefficients were computed in order to
test the relationships between each factor and consumers’ trust
in e-commerce transactions.
H1: A consumer’s perceived security of online transaction
positively contributes to his/her trust in online transaction.
The correlation coefficient between consumers’ attitude
towards secured online transaction and their confidence to
adopt e-commerce was found to be with p = 0.545. Therefore,
the research hypothesis is not accepted.
H2: A consumer’s perceived privacy of online transaction
positively contributes to his/her trust in online transaction.
The results of the study show that perceived privacy
negatively affects the consumer’s confidence to adopt e-
commerce. The relationship is observed to be r=0.002 with p =
0.986. Therefore, we reject the research hypothesis.
H3: The influence of a consumer’s perceived privacy of
online transaction on trust is mediated by perceived security.
The results of the study show that consumer’s perceived
privacy of online transaction on trust is mediated by perceived
security (r = 0.424). The relationship is observed to be
statistically significant with significance level less than 0.01 (p
= 0.000). Therefore, we accept the research hypothesis.
H4: A consumer’s trust in online transaction is positively
related with the trustworthiness of Web vendor.
The correlation coefficient between the trustworthiness of
Web vendor and consumers’ confidence to adopt e-commerce