This type of research conducted in this study are normative - applied ie using a legal substance analytical normative approach (approach of legal content analysis).5 This type of research used in this research is descriptive . Type a descriptive study of exposure that aims to gain an overview (description) about the legal situation prevailing in certain places and at certain times in society.6 This study included the normative - legal approach applied using secondary data obtained from the law books on Islamic banking and the Act and other regulations