I am currently a trainee manager for a bank located in central Manchester. This has been excellent experience for me, as it has introduced me to the full range of banking activites. However, I have come to realize that my main interest lies in finance rather than in the everyday management of a bank. I would now like to specialize in providing financial advice to members of the public, because I believe I have the qualities necessary to help people to make those important financial decisions which affect their lives. I take great interest and pride in keeping up-to-date with general economic developments, as well as with day-to-day changes in the money markets. I now feek that my future lies in this field, and it is for this reason that I am applying for the post you have advertised.