Sometimes just saving ingeneral isnot enough incentive to beep families co the budget truck You nocd a goal to get tred To use a diet analogy, ins easier to lose 10 pounds when your high Rchool reunion is around the comer, A goal not only gives a family something to reach for, it makes a savings plan short term casier. Once you've Knowing you don't have to give womeding up forever makes the sacrifice reached your goal, you can abandon your strategy or apply those savings to a new objoct That approach worked for Cynthia McIntyre, wbo launched a search for extra savings afer sbe spotted an antique table that fit perfoctly in ber livingroom-but not in bcr budget, McIntyre went over her checkbook carefulny and realized she was buying 10 books every 10 month. A lifelong reader, she couldn't wait to nush out and snap up a new release. "It was a s 400-a-year habit," she says. The worst part was, many of the books didn't live up to the reviews and McIntyre gave them away. Now she gets the latest bestsellers from the local library."Reading them a little later doesn't spoil the story, she concludes.