In seeking better return on capital, finance executives will be keen to expand the capital management discipline across the organization. CFOs will also look to play a more strategic role at their institutions. On the operational front, banks will attempt to make their organizations more agile to better respond to both future opportunities and threats. Many of the ideas mentioned above will rely on technology, especially new digital platforms to drive superior performance and enhance customer experience. While core banking transformation might happen only at a moderate pace, banks will seek to bolster their technical defenses to minimize negative operational impact from cyberattacks. While the priorities may seem varied, the overarching
theme for 2014 will be an industry repositioning for growth, seeking a bright future ahead.