Hello Simon: You're a very wise man. When I said months ago to go ahead and pay my land lord the full amount of rent, you put a stop to it. So... in the mean time I'm finding myself asset rich and cash poor and I may be looking to dip into the cash reserve. If this is going to be the case is that okay with you. I've not intentions of moving and will pay rent like other people do until I'm out of this 'cash poor' situation. Many thanks! Rick