After moisturizer is no longer "damp" to the touch, begin applying foundation.
Use a foundation or tinted moisturizer that matches your skin shade (some people prefer one that's a little lighter or warmer than their natural skin tone for evening out or giving a healthy glow respectively. Play a little and figure out what you like! Also don't be afraid to mix. Remember when buying that the harsh fluorescent lights of a drugstore can make colors look funny.)
First, begin by patting foundation in spots where you feel you need more coverage, under eye circles, sides of nose, etc. There is no need for a separate "concealer!" They are usually too heavy and cakey.
Secondly, blend foundation evenly all over your face, covering "concealed areas" again lightly as part of overall base.
Be sure to blend gently down past jawbones and chin onto neck so you do not create a makeup "mask.