Work in conjunction with relationship manager(RM)to indentify proper credit factilities for each client - Conduct the in-depth industry study & analysia and recommend the appropriate financial products & services - Develop in-depth understanding and assessment of borrowers' business needs, eveluate and identify risks and mitigations in order to identify lending opportunities, appropriate loan structure and recommend financial solutions to borrowers - Monitor borrowers' businesses, financial performances and market/industry developments to detect early warning signals or significint changes - End-to-end ownership in seeking credit approval - Conduct annual review in a timely manner and ensure full compliance of approval term and covenants - Enforce Growth-by Design (GoD) risk-return - Coordinate among partner (CPM,CAS,RM and Risk) to abtain and shared related news - Gather supporting data for team