The Insured claimed of stock of goods as replacement while we are inspecting total loss of the claim following our damage check list, we discovered that the damaged stock of goods are unrecoverable unyieldingly. The damaged stocks of goods were appeared as low quality; as when flood flooded to them, the stock of goods were appeared decay and rust accordingly. Furthermore, as our requisition for any Purchase Order, Purchase Receive, asset value delivery control or any declarable checking inspection of the damaged items which are requested for more than 60 tons of stock of goods thereinafter by the Insured, we received that the Insured’s accountant could not display any important documents in order to support the claim; therefore, we have to adjust the claim following the first time attention as demonstrated in attached table.