Thai government had looked into those SMEs’
barrier and decided to support the financing facilities
to SMEs by issuing financial policies and measures to
facilitate loan granting process as well as to provide
financial consultancy since 1999 for the overall strength
creation of SMEs in Thailand. Though the following
up and evaluation were continuously taken care by
assigned public organizations the consequences of
applying those government policies and measures
had not been clearly illustrated.
This objective of study is to evaluate the
progressiveness of the government financing policies
by assessing the following five essential factors i.e.
non-performing loan (NPL), number of SMEs that
take loans and the loan amount, amount of guarantee
for loan to SMEs, number of SMEs jointed Funds,
and numbers of SMEs that are listed in SET. Another
objective of this study is to evaluate government
financing policies effort by determining how government
intervention be taken in both demand and supply side.
However, this study does not mean to justify those
government interventions.