In this study, group discussion appeared appropriate for collecting data because it was good for eliciting a lot of information quickly and exploring beliefs and attitudes of credit beneficiaries and nonusers of microcredit as well as the MFI. Two groups of 22 members each were selected among some of the Farmer Based Organizations. One group was mainly the control and the other, treatment group. The participants included ordinary members of associations, three executive members of the associations (i.e. chairperson, secretary and treasurer), the MFI credit officer and the head of Extension Service from DADU. A checklist was employed for the discussion and it focused on: 1) benefits of group lending, 2) impact of microcredit on households, 3) challenges of accessing credit as well as credit administration. The discussion was also aimed at identifying the factors that will help promote the Microfinance-Agriculture Production nexus all from the associations’ perspectives.