Training and Development being one of the core techniques of Human Resource Development is the vital tool that contributes to
the development of competencies in commercial banks. For carrying out a micro and in-depth study on training and employee development
in commercial banks, sample of three main commercial banks have been selected from Dakshina Kannada District of Karnataka State, as the
locale of the study. The banks selected are Karnataka Bank Ltd. in the private sector, Corporation Bank in the public sector both originating
from Dakshina Kannada district and under new generation banking sector the sole ICICI bank branch that is functioning in Dakshina Kannada
district were selected.