After the crisis, banking business in Thailand transformed almost all of its structures and processes (The Thai Institute of Banking and Finance Association, 2006: 62-73). Many banks merged or were taken over by multinational companies, and risk management was intensely used in business. Financial products were developed to complete total financial services, and business adopted local and international standards which related to the CSR concept. Corporate governance (CG) and a CSR standard for The Stock Exchange of Thailand were applied for stakeholders’ responsibility (The Stock Exchange of Thailand, 2010). Global reporting initiatives and ISO26000 (Corporate Social Responsibility, 2010) were also applied to business. Currently, the CSR concept of business predominantly operates as special projects which are not related to core banking business. Corporate social responsibility operations are the responsibility of a social department, a communication department, or a foundation unit. The study of banking annual reports in 2009 indicate many activities of CSR, such as painting competition of primary school students, school development in the community, career development, intellectual development, public consciousness development among children and youths, book donation, learning development, and a volunteer program for injured parties. From the reports, the progressive CSR concept of a few banks has been attempted to be implemented as a CSR-in-process which integrates the CSR concepts into normal processes of the banking business; i.e., banks do not support illegal and unethical businesses, banks disclose all conditions and limitations to customers before signing any agreements, banks develop systems to save energy, banks campaign for recycling materials, and they support environmental loans. The CSR concept and implementation, however, do not cover all stakeholders or all areas of social responsibility, which can be implied from the many problems between banks and stakeholders.