The conceptually developed RRG for construction claims has
proved successful from both, the insured and insurer sides. From
the insured side, contractors are able to guarantee a method, that
for only $3.967 on every $100 of contract amount, would provide
a guarantee for an early financial and economic relief from claims
and disputes that have already got many contractors out of business. On the other side, and from the insurer perspective, the
RRG has ensured against the problem of moral hazards through
the appointment of an experienced adjuster. Moreover, it has collected enough funds to pay the needed payouts in cases of losses
i.e., legitimate claims. Furthermore, the developed concept is
wide enough to cover the problem of lack of sufficient funding, if
any, by adjusting the fair premium with a contingency factor or
using the reinsurance principle.