Dear
I have written to you several times over the past three
months requesting an explanation on why you have failed
to bring your account with us current.
By ignoring these requests, you are damaging the
excellent credit record you had previously maintained
with our company. In addition, you are incurring
additional expense to yourself and to us.
Unless I hear from you within ten days, I will have no
other choice but to turn your account over for collection.
I am sorry that we must take such drastic action but I am
afraid you leave us no alternative. You can preserve
your credit rating by remitting your check today for the
amount stated above