In all probability, however, there is no single theory that solves the mystery. As one skeptic put it, trying to find a common cause for every Bermuda Triangle disappearance is no more logical than trying to find a common cause for every automobile accident in Arizona. Moreover, although storms, reefs and the Gulf Stream can cause navigational challenges there, maritime insurance leader Lloyd’s of London does not recognize the Bermuda Triangle as an especially hazardous place. Neither does the U.S. Coast Guard, which says: “In a review of many aircraft and vessel losses in the area over the years, there has been nothing discovered that would indicate that casualties were the result of anything other than physical causes. No extraordinary factors have ever been identified.”