want to have an emergency fund, but every time I think about the amount of money I would have to save, I talk myself out of starting. Instead, I find something else to spend the money on and then something happens and I regret not having that fund.
Over the last couple months, I’ve bought a big pile of DVDs to cure the winter blues. I’ve easily dropped hundreds of dollars on them. A few days ago, my car broke down and the bill was… hundreds of dollars.
Can you help me get started with an emergency fund? I feel like I’m missing something.