>> CITI MORTGAGE
U.S. mortgage originations of $63 billion continued to show strong improvement, particularly in branch volumes and through the direct-to-consumer channel, which recently surpassed $1 billion. Helping to keep people in their homes remained a top priority throughout 2011. Since 2007, we have helped more than one million homeowners in their efforts to avoid potential foreclosure. We launched the Road to Recovery consumer outreach and homeowner support network in the U.S. to help distressed homeowners. Globally, Citi Mortgage partnered with target markets to build a foundation for expansion in countries with high-growth opportunities.