Swyp is at heart just a regular credit card. It doesn’t have any fancy sensors or other functions built in, it just has Bluetooth LE to sync up with your phone, and that’s it. The card itself is encrypted and features a bank-grade processor, making it just as safe as your average debit or credit card. None of your financial information is stored in the cloud, either, so you don’t have to worry about hackers absconding with all your information.