I am really interested to buy a health insurance with your company, i am resident in Vientiane and i would like to know more information about your DIAMOND plan. Do you have any conventionate hospital o clinic here in Laos? One thing i didn''t not understand the surgery fees benefit are 70,000 THB per month or per year? Than if in case my surgery expense are more than the 70,000 THB the policy does cover the excess to a max of 80% right?