Miss Hong : Hello. How may I help you?
Hao Thi : Hi. I want to apply for a credit card?
Miss Hong: I understand. May I see some identification?
Hao Thi: Yes. Here , I’m a fresh man at University of Washington.
Miss Hong: You know, students with credit cards often live beyond their means .
Hao Thi: I’m not like that. I’m very responsible.
Miss Hong: Even so, a debit card will be better. First, deposit money into an account. Then use the card to spend . This will help you manage your spending.
Hao Thi: Could my parents send money to that account from Vietnam.
Miss Hong: That would work well. Please sign this.