Raef Lawson, IMA vice president of research and policy, said: "Credible independent research can change the profession - it can transform opinions, inform policy and help to engage the profession itself, businesses, politicians, regulators and the public. What we aim to do with these three projects - and our ongoing work examining the global economy - is to examine current and future issues, challenge opinions, and also offer practical advice and insights for those working in the profession or with them.