In consideration of the premium required and subject to the provisions and special conditions herein contained, it is hereby agreed that the insurance under this policy is extended to include direct loss of the insured property by fire or otherwise caused by : vehicle (Include. Owned & Hired Vehicles )
Provisions applicable only to loss by vehicles the term vehicles as used in this endorsement, means vehicles running on land or tracks or waterway but not aircraft. This company shall not be liable, however, for loss described by any vehicle/vessel to fences, drive ways walks or lawns