GE Capital had been forced to scale back in the wake of the recession, and due to pressure to meet stricter regulatory standards. These strictures streamlined GE Capital’s operations, helping it better understand its best practices for lending and its other financial endeavors. GE Capital also move to expand its operational base in the aftermath of the recession by creating new partnership with companies like Ducati and Sophos. These new partnerships were important to GE Capital’s operation to offset “shrinking its assets base and tightening underwriting standards.” Nevertheless, the decrease in-year-over-year earnings was evidence that GE Capital had to operate with fewer resources and adjust its internal infrastructure to utilize more limited resource availability.
GE Capital returned some of its profits to its GE parent company through the issuance of a dividend. GE Capital resumed paying a dividend to GE in May 2012.